As announced in October 2020, Desjardins has discontinued the AgriCard credit card and the AgriPoints rewards program.
If there's a balance remaining on your account, you'll continue to receive monthly statements until you've paid it off in full. Any remaining points will be credited to you in March 2021.
To receive credit for your points, you must meet certain AgriPoints program criteria.
RULES OF PARTICIPATION IN THE AGRIPOINTS PROGRAM
If the cardholder benefits from the AgriPoints Rewards Program, the cardholder acknowledges that this program is subject to the following rules.
The program is offered exclusively with the AgriCard. The AgriPoints are
calculated according to a percentage of the purchases made with the AgriCard.
Cardholders earn points at a rate of 1 point for every $4 purchased on
- Credit charges are not eligible for AgriPoints.
AgriPoints cannot be exchanged for cash or credited as payment on the
cardholder’s statement of account.
AgriPoints cannot be transferred to the account of another AgriCard
cardholder. Cardholders and additional cardholders of an account are
co-holders of their AgriPoints, and each can make a request for payment.
The Federation is released from all responsibility regarding the use of
AgriPoints by any of the cardholders or additional cardholders.
In the event of repayment of a purchase, the AgriPoints obtained are deducted
from cardholder’s AgriPoints balance.
- Each request for payment of AgriPoints shall consist of not less than $25.
Except for damages that might be caused due to gross fault or gross
negligence, in no case shall the Federation or any other participant in the
program, including their employees, be held liable for direct or indirect
damages caused in connection with the program, particularly by cancellation of
The Federation and any other participant in the program shall not be deemed,
in any circumstances, to be the agents or representatives of any of them and
may not thereby bind them or incur their liability.
A cardholder who does not observe one of the rules of participation in the
program, whose account is outstanding for 90 days or whose card has been
cancelled by the Federation may not exercise his rights under the program,
particularly the use of his AgriPoints.
AgriPoints which are not exchanged within 90 days after the expiry date of the
program or the closing of the AgriCard account will be cancelled
automatically. In the event of the primary cardholder’s death, AgriPoints will
The Federation reserves the right to modify or terminate the program at any
time without notice. The nature or the value of the discounts or benefits
mentioned may be modified, cancelled or replaced without notice by the
suppliers. Other program benefits are subject to the rules mentioned in this