AgriCard Means...

Flexibility. AgriCard credit is always there for you, when and where you need it, with flexible repayment options designed to match your unique cashflow cycles. Programs such as our Zero Interest, Zero Payment programs are customized to fit the unique needs of your operation.

Convenience. Whether you pay by mail or at your financial institution, a minimum payment of 5% of your outstanding balance is all that required to keep your account current.

Simplicity. Minimize time spent on bookkeeping and tax records with one consolidated statement from AgriCard: receive one statement, no matter how many places you shop, then make one payment on one combined balance. We further simplify your bookkeeping by providing you with a detailed, easy to read statement that breaks out GST and invoice numbers separately.

No Annual Fees. Unlike other credit cards, AgriCard has absolutely no annual fee or membership fees. Additional cards for co-applicants or authorized users are available at no extra cost.

You Pay Less Interest. Every new purchase receives at least 21 days interest free. 90 and 180 day deferral terms are also available*

Instant Credit. Many new card applicants receive credit within 30 minutes of submitting this application to an AgriCard merchant.

More Options. As an AgriCard member, you'll have access to competitive financing and leasing options through Agrifinance. Consider using Agrifinance when you are looking for new or used equipment.

AgriPoints Means Rewards. Every time you use your account you earn AgriPoints. Redeem these points for Sears gift cards or Co-op gift certificates which can be used toward the purchase of products or services they sell. Your possibilities are almost endless!

*additional costs may apply